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Debt to Equity Ratio, Demystified

Hubspot Sales

As an entrepreneur or small business owner, the ratio is used when you've applied for a loan or business line of credit. The debt to equity ratio tells lenders how financially stable your business is and if you're able to make loan payments. To learn more, check out this guide to equity financing.

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The Benefits of Going Green for Your Small Businesses

ACT

Are you on the fence about changing your business practices to reduce your small business ‘s environmental impact , win over more customers, or even get them to pay more for your products? If so, you’re not the only business owner adopting eco-friendly business practices.

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Startup Financing: How It Works & How to Get It

Hubspot Sales

Startup financing ranges from news-worthy venture capital rounds to credit cards, grants, and small business loans. All entrepreneurs need to raise capital at some point — whether to get their business up and running or accelerate growth. Startup financing is the capital that's used to fund a business venture.

Finance 21
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Choosing a Business Model — Here's My Guidance Along with Thoughts From Experts

Hubspot Sales

In a previous role selling software, I gained insight into the importance of choosing the right business model. A business model is a cornerstone of a broader business strategy that describes how a company will create value and monetize its offerings to generate a profit.

Retail 52
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Accounting 101: The Ultimate Guide to Accounting Basics

Hubspot Sales

Equity can also be defined as the difference between your business’s assets (what you own) and liabilities (what you owe). A business with healthy (positive) equity is attractive to potential investors , lenders, and buyers. Again, these 15 terms are merely an introduction to business accounting. Liabilities. Cash Method.

Banking 141
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The Plain-English Guide to Cash Flow Statement

Hubspot Sales

Do you know where your business’ money is going? Many small business owners do their own accounting, either with accounting software or manually, with a spreadsheet. In financial accounting, the cash flow statement, or statement of cash flows, will show where your business’ revenue is coming from and where it’s going.

Finance 102
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The Ultimate Guide to Entrepreneurship

Hubspot Sales

Incompetence is the #1 reason small businesses fail, followed by inexperience. Women were starting 40% of all new businesses, and persons of color made up 40% of entrepreneurs in 2016. The United States is still considered the world’s most small-business-friendly country. Small business loans/venture capital.