Remove Investors Remove Small Business Remove Suppliers
article thumbnail

What’s a Business Credit Score Anyway? Here’s What You Need to Know

Hubspot Sales

A business credit score can affect your chances of getting a loan, supplier terms, or partnerships. In this guide, Ill explain what a business credit score is, why it matters, and how you can improve it. Table of Contents What is a business credit score? Key Factors That Affect Your Business Credit Score Payment history.

article thumbnail

31 Funding Resources for Black-Owned Businesses

Hubspot Sales

While many businesses struggled in 2020 due to the impact of COVID-19, Black businesses were hit even harder. According to a Stanford report on the impact of COVID-19 on small business owners, between February and April 2020 there was a 41% drop in the operation of Black-owned businesses. The SBA is a U.S.

article thumbnail

4 Bootstrapped Businesses That Are Seeing Phenomenal Success Today

Hubspot Sales

A bootstrapped business is one that's started without external assistance or investment. These businesses are often funded on personal savings. The money earned from sales is reinvested in the business to help it grow. It's often used by small businesses and startups as an early-stage strategy. Creative Freedom.

Investors 104
article thumbnail

The Plain-English Guide to Cash Flow Statement

Hubspot Sales

Do you know where your business’ money is going? Many small business owners do their own accounting, either with accounting software or manually, with a spreadsheet. In financial accounting, the cash flow statement, or statement of cash flows, will show where your business’ revenue is coming from and where it’s going.

Finance 102
article thumbnail

How to Start a Business: A Complete Guide for Startup Entrepreneurs

Hubspot Sales

They have amassed over $1 million in savings and are fairly savvy investors (themselves or the people they hire). Example of a "Products and Services" section (from Bplans ): AMT provides both computer products and services to make them useful to small business. Products and/or Services. Its specifications include.[additional

Finance 145
article thumbnail

What does ‘seasonality’ really mean in sales?

Nutshell

“In real estate investing, the busy period is the end of the year when people want to sell a house before the new year due to tax reasons,” says Corey Chappell , Closing Options Analyst for 181-Close-Now. Investors buy houses at the end of the year, and when summer rolls around they turn around and resell.”

Retail 120
article thumbnail

Business Ethics — Why They Matter and How Your Company Can Get it Right [+Expert Tips]

Hubspot Sales

When faced with the same situation (especially a gray area), different people will decide on a different approach that is, unless they have business ethics to lean on. Why are business ethics important? Business ethics relate to all groups your investors, customers, and employees alike.